SmartLedger Management

Miami Financial Property Management

Financial clarity for condominiums, associations, and portfolios.

SmartLedger Management provides specialized bookkeeping, financial reporting, and financial oversight for condominium and HOA associations, commercial properties, and real estate investors throughout Miami and South Florida — while your existing operational team stays in place.

  • Monthly Financial Reporting
  • Bank Reconciliations
  • Owner and Tenant Ledgers
  • Accounts Payable and Receivable
  • Budget Support

Illustrative Monthly Snapshot

Sample Condominium Association

Fictional example • 148 units

Illustrative
Operating Cash $184,320
Reserves $612,900
Receivables $12,480
Payables $8,215
Monthly bank reconciliation shown • illustrative
Budget to Actual Sample month
  • Landscaping78%
  • Insurance95%
  • Utilities62%
  • Management50%

Illustration of SmartLedger reporting outputs. Not a software product or client portal.

25+ Years Property and financial management experience
Miami-Based Serving Miami-Dade and South Florida
Financially Focused Specialized bookkeeping, reporting, and oversight

Understand the Difference

Financial management vs. operations management.

SmartLedger focuses on the financial side of property management — helping associations, investors, and property owners keep accurate records, clearer reporting, and stronger financial oversight without replacing their existing operational structure.

SmartLedger handles

The financial side

  • Bookkeeping and general ledger administration
  • Bank and credit-card reconciliations
  • Accounts payable and payment administration based on the client's approved financial workflow
  • Accounts receivable — assessments, tenant charges, delinquency monitoring
  • Owner and tenant ledgers
  • Monthly financial statements and budget-to-actual reporting
  • Budget and reserve reporting where applicable
  • Coordination with your CPA and auditors
Your operational team keeps

The operations side

  • Vendor and maintenance coordination
  • On-site staff and property inspections
  • Rules, violations, and architectural review
  • Emergency response and work orders
  • Resident communication and meetings
  • Insurance claims and projects

Illustrative split of responsibilities.

Watch Financial Management vs. Operations Management

Keep your existing operational structure while SmartLedger manages the bookkeeping, reporting, and financial oversight.

Who We Serve

Specialized financial solutions for associations, investors, and property owners.

Showing: Condominium & HOA Associations

Board-ready financials your community can rely on

Board-ready financial reports, owner ledgers, reserve tracking, assessments, budgets, reconciliations, and CPA coordination.

Discuss your association

Core Financial Services

Complete financial management services

From daily bookkeeping to monthly reporting and year-end coordination, SmartLedger provides the financial structure associations, investors, and property owners need to stay organized and make informed decisions.

  1. 01

    Financial Reporting

    Monthly financial statements, balance sheets, income statements, general ledgers, bank reconciliations, and supporting schedules.

  2. 02

    Accounts Receivable

    Owner assessments, tenant charges, payment tracking, delinquency monitoring, receivable reporting, and accurate ledger maintenance.

  3. 03

    Accounts Payable

    Invoice processing, expense coding, vendor payment records, approval workflows, payment tracking, and organized supporting documentation.

  4. 04

    Budget and Reserve Support

    Annual budget preparation, budget-to-actual analysis, reserve tracking, assessment planning, and organized financial projections.

  5. 05

    Owner and Tenant Ledgers

    Owner balances, tenant charges, prepaid amounts, receivables, adjustments, account histories, and organized transaction records.

  6. 06

    CPA and Audit Coordination

    Organized financial records and coordination with CPAs, auditors, attorneys, and other licensed professionals when required.

Explore all financial services

The Monthly Cadence

A structured financial cycle, every period

The same steps, in the same order — organized financial systems designed to stay dependable when boards, property owners, or operational managers change.

  1. 01

    Transactions recorded & coded

    Bank activity and vendor invoices coded to your chart of accounts.

  2. 02

    Bank & credit-card reconciliations

    Operating, reserve, and other accounts reconciled to statements.

  3. 03

    Receivables & payables

    Assessments and charges posted, delinquencies monitored, approved invoices recorded for payment.

  4. 04

    Budget-to-actual review

    Line-item variances reviewed and noted with supporting detail.

  5. 05

    Monthly financial package

    Statements, reconciliations, ledgers, receivables and payables, and reserve position — organized for the board or owner.

  6. 06

    Coordination & year-end

    Records organized for CPAs, auditors, and year-end when required.

Sample Financial Package

See what lands in the board's inbox

An illustrative walkthrough of a SmartLedger monthly package for a condominium association. All figures are fictional. Click a tab to preview each section.

  • Operating position
  • Reserves
  • Variance flags

Real estate investor and commercial engagements receive an equivalent monthly package structured for that property type.

Request a walkthrough for your property
Illustrative — condominium association example

Fictional figures. Formatting representative of a SmartLedger deliverable — not a software product or client portal.

Client Experience

What our clients say

Association leaders and property clients rely on SmartLedger for professional, responsive, and dependable financial management.

5.0 on Google • 10 reviews
“As president of my condo association, I am faced with countless issues pertaining to the maintenance of our building... Mario Viquez has been instrumental in dealing with all of these issues with unhesitating professionalism and total competence. There is no one in this industry with whom I would rather work.”
Steven Brooke Condominium Association President
Google review
“SmartLedger management is the perfect solution for smaller to midsized Condominiums, Co-op Associations or Real Estate Property Investments. I have dealt exclusively with Mario Viquez, who is an experienced, trustworthy, responsive, professional... Without reservation, I recommend SmartLedger Management for your real estate needs.”
Mary Anderson Co-op Association President
Google review

Reviews from SmartLedger Management's Google Business Profile.

Experience & Credibility

Experience, structure, and financial clarity

SmartLedger Management is a DBA of Griffin Realty, Inc., a South Florida real estate and property-management company. It is led by Mario J. Viquez, a Florida-licensed Community Association Manager and Florida Real Estate Broker, with more than 25 years of property-management experience. SmartLedger coordinates with CPAs and auditors; SmartLedger Management is not a CPA firm.

  • Florida-licensed Community Association Manager
  • Florida Real Estate Broker
  • 25+ years of property-management experience
  • DBA of Griffin Realty, Inc.

Mario J. Viquez President, Griffin Realty, Inc.

Start the Conversation

Ready for clearer financial management?

Tell us about your condominium or HOA association, investment portfolio, or commercial property. SmartLedger will help identify the financial service structure that fits and prepare a customized proposal.

  • Works alongside your existing property manager, board, or operations team
  • Structured onboarding that organizes records, balances, ledgers, and reporting
  • Pricing has three parts — per-unit / per-account administration, a monthly accounting-oversight fee, and a one-time onboarding fee — confirmed after a review of your property. See the Pricing page.

Prefer to talk now? (305) 860-0944info@smartledgermgmt.com

1 • Property type
2 • Size & situation
3 • Where to send your proposal

SmartLedger reviews every request and follows up by phone or email. Your details are used only to prepare your consultation.